I’m a financial educator on a mission to close the wealth gap through knowledge. With experience in retirement planning, estate strategies, and legacy building, I specialize in showing everyday individuals how to grow and protect their money using tools traditionally reserved for the financially elite. My passion is rooted in helping families make informed, empowered decisions — without sales pressure, confusion, or financial jargon. This site was created to provide free, transparent, and easy-to-understand education about Indexed Universal Life insurance and other tax-advantaged strategies that can transform your financial future. I believe financial freedom starts with financial understanding — and I am  here to guide you every step of the way.